MariaDB 10.1 introduced non-indexed virtual columns for InnoDB tables.
When MySQL 5.7 introduced virtual columns in InnoDB tables, it also
introduced the table SYS_VIRTUAL that stores metadata on virtual
columns. This table does not initially exist in data files that were
imported from 10.1. So, we do not always have virtual column metadata
inside InnoDB.

dict_index_contains_col_or_prefix(): In the clustered index records,
all non-virtual columns are present and no virtual columns are present.

ha_innobase::build_template(): In the clustered index, do not
include virtual columns in the query template. The SQL layer is
supposed to compute the virtual column values when needed.